COVID-19 Retailer Resource Hub
Financial assistance to keep you afloat
COVID-19 financial support
We understand there can be a maze of rules and criteria to navigate to apply for grants and support packages. The National Retail Association has a dedicated team who can help you write and apply for grants for a small fee should you require assistance. We have the expertise to support you with breaking down the eligibility, providing training options (if relevant) and completing a competitive submission. Contact us on firstname.lastname@example.org or on 1800 732 066.
The JobMaker Hiring Credit scheme is an incentive for businesses to employ additional young job seekers aged 16–35 years. Eligible employers can access the JobMaker Hiring Credit for each eligible additional employee they hire between 7 October 2020 and 6 October 2021.
Employees who are unable to earn an income during the lockdown may be able to access the Commonwealth Government’s COVID-19 Disaster Payment.
Payment amounts will vary from $200 to up to $750 depending on the hours of work lost during the lockdown and other eligibility criteria.
More information about the scheme and how to apply is available on the Services Australia website.
If you’re a business, sole trader or not-for-profit organisation in NSW and you've been impacted by the recent COVID-19 restrictions, you may be eligible for the 2021 COVID-19 JobSaver payment.
If your business has an annual turnover of between $30,000 and $75,000 and you’ve experienced a decline in turnover of at least 30% due to COVID-19 restrictions, you may be eligible for the COVID-19 micro-business grant.
The COVID-19 business grant is a one-off payment of between $7,500 and $15,000 to help businesses, sole traders and not-for-profit organisations impacted by COVID-19.
If your business or not-for-profit organisation is not eligible for the 2021 COVID-19 business grant, COVID-19 micro-business grant or JobSaver payment, you may still be able to access financial support by submitting your details to the COVID-19 business hardship review panel.
As part of the NSW Government’s COVID-19 stimulus and recovery plan, small businesses, sole traders and not-for-profit organisations may apply for a rebate worth $1,500 to help pay for government fees and charges.
The rebate is available until 30 June 2022.
The NSW Government has extended the Dine & Discover NSW program until 30 June 2022 to encourage the community to get out and about and support dining, arts and recreation businesses.
Australia businesses that employ 20 or more staff, or international companies with at least 80 employees, may apply for support to start or expand business operations in NSW.
If you are an exporting business, or if you were exporting goods or services before the impacts of COVID-19, bushfires or drought, you may be eligible for an export assistance grant of up to $10,000.
Phase 3 of the Australian Government's SME guarantee scheme guarantees 80% of the value of eligible business loans to small and medium enterprises impacted by COVID-19.
Loans must be approved by 31 December 2021.
Hospitality and retail businesses will be able to apply for a grant of up to $20,000 to compensate for loss of perishable stock, or claim $10,000 for reduced capacity to sell non-perishable items, if they’re forced to close their doors between 1 December 2021 to 31 January 2022, due to a public health order.
Hospitality and retail businesses with an annual turnover between $75,000 and $50 million will be eligible for this grant.
The Alfresco Restart initiatives being rolled out from November include:
- The Festival of Place where local streets will be revitalised with murals, art installations, laneway cinemas and more to kickstart a 24-hour economy. The Festival includes:
- Changing the outdoor dining planning rules permanently to allow pubs and small bars to implement outdoor dining more easily
- Setting up emergency temporary alfresco dining measures for businesses to setup dining in parks and public spaces
- Offering $5,000 grants for hospitality businesses to get their outdoor dining ventures in a park or public space off the ground.
Eligible workers who lose work due to the lockdown can access the Commonwealth’s COVID-19 Disaster Payment, as can sole-traders who do not qualify for Victorian Government support programs.
The payment is $450 for people who have lost 8-20 hours work over seven days or $750 for 20 hours or more of work lost.
Business owners who want help applying for the Commonwealth COVID-19 Disaster Payment can access the Business Victoria Concierge Service on 13 22 15.
The Victorian Government’s Business Costs Assistance Program provides grants to small and medium business impacted by public health restrictions. Top-up payments announced since 28 July 2021 are jointly funded by the Commonwealth and Victorian Governments.
To receive the Licensed Hospitality Venue Fund 2021 Top-Up payments, businesses must have received the Licensed Hospitality Venue Fund 2021 or Licensed Hospitality Venue Fund 2021 July Extension grant.
To receive the 28 July CBD payment, the premises must be located in Melbourne CBD (postcodes 3000, 3005, 3006 and 3008).
To receive the top-up payment announced on 12 August 2021 the premises must be located in metropolitan Melbourne.
Payment amounts are tiered according to premises capacity as specified on the liquor licence.
The Impacted Public Events Support Program Round Two will deliver grants of $25,000 to organisers of Tier 1 and Tier 2 events under the Public Events Framework that are approved or registered to take place between 11:59pm on 24 June 2021 and 11:59pm on 23 September 2021.
The Scheme will help small and medium-sized businesses with an annual turnover of less than $50 million that have experienced a fall in turnover of more than 30 per cent during the coronavirus (COVID-19) pandemic.
Pandemic Leave Disaster Payment is a lump sum payment to help you during the 14 days you need to self-isolate, quarantine or care for someone.
Jobs Victoria wage subsidies of up to $20,000 are available for eligible employers who hire eligible jobseekers. Wage subsidies can be used to meet the costs of taking on new employees for the first 12 months of employment.
You can apply for a wage subsidy for up to 20 full time equivalent employees depending on the size of your business.
This program (closing on 5 December 2021) offers eligible businesses a rebate of $1200 to access selected digital business management tools for 12 months.
The Victorian Government has partnered with 14 suppliers to help you build or upgrade your website, improve your cash flow, start online marketing, manage your jobs and projects, and keep better track of stock.
Rebates of up to 80% of cleaning costs to help businesses cover the cost of cleaning after closing a worksite due to a suspected or confirmed COVID case.
Your business may be eligible for financial support through the 2021 COVID-19 Business Support Grants. $5,000 grants will be made available to small and medium businesses across Queensland affected by the COVID-19 lockdown that commenced on Saturday 31 July 2021 and lockdowns in other states.
You may be eligible to receive a grant of $5,000 (excluding GST). This grant may be used for business expenses.
Your business doesn't have to be located in South East Queensland, but you must have experienced at least a 30% reduction in turnover as a result of the lockdown.
The COVID-19 Business Support Grants have been extended to support businesses impacted by the closure of the Queensland-New South Wales border in recognition of the close connection between border communities.
The Queensland COVID-19 cleaning rebate supports small and medium businesses and not-for-profit organisations that have been listed as an exposure venue by Queensland Health.
The Business Basics grants program is currently open for Regional Queensland only and provides support to businesses to increase core skills and adopt best practice.
This is a lump sum payment to help workers unable to earn income due to a COVID-19 lockdown, hotspot or period of restricted movement. The COVID-19 Disaster Payment can help you when COVID-19 restrictions last for more than 7 days. You can’t get this payment for the first 7 days of an event.
- $3,000 cash grants for employing businesses and $1,000 for non-employing businesses (e.g. sole traders) in eligible industry sectors that have experienced a decline in turnover of 30 per cent or more over a two-week period as a result of the COVID-19 trading restrictions introduced from 28 July 2021.
- An additional CBD grant of $1,000 will be available for eligible businesses (both employing and non-employing) with a commercial premise in the Adelaide CBD (postcode 5000), in recognition of the increased impact on city businesses as a result of people working from home.
Applications for the COVID-19 Additional Business Support Grant are expected to be open on 13 August 2021 and will close at 11:59pm on 17 October 2021.
Businesses in eligible tourism and hospitality sectors that have already received the COVID‑19 Additional Business Support Grant will be automatically paid top-up grants of $3,000 for employing businesses and $1,000 for non-employing businesses. No additional application is necessary.
The Government of South Australia has established a COVID-19 Business Hardship Grant to provide assistance to small and medium businesses that have been significantly impacted by COVID-19 restrictions but haven’t been eligible for previous business grant support since July 2021.
A new Major Events Support Grant of up to $25,000 for eligible events that were either cancelled, or suffered a significant financial loss, as a result of having to be cancelled or postponed due to the COVID-19 lock down in July or further restrictions to 4 August will be funded by the South Australian Government.
The grant is targeted at tourism and hospitality businesses in the Local Government Areas of the City of Mount Gambier, District Council of Grant, and Wattle Range Council who experienced at least a 30 percent reduction in turnover from additional trading restrictions in early October 2021.
The Government has announced increased funding for the Economic and Business Growth Fund that promotes economic growth by encouraging growth of existing industries, developing new industries, building international connections, and attracting foreign and national direct investment.
101 Northern WA tourism businesses will receive $8.7 million in Tourism Business Survival Grants, supporting WA tourism operators manage the impacts of the COVID-19 pandemic.
The program is providing grants of $15,000-$100,000 to help tourism operators sustain and grow their businesses in the current environment - to cover fixed costs and overheads, purchase business materials and services, and shift focus to the domestic market.
Payroll tax exemption extended for JobKeeper payments
WA businesses will continue to be exempt from paying payroll tax under the JobKeeper Payment scheme until March 28, 2021.
Payroll tax relief legislation passed in April 2020 provides a payroll tax exemption for subsidies under the original scheme. The legislation included the ability for the government to continue the payroll tax exemption if JobKeeper was extended.
The ACT COVID-19 Business Support Grants will deliver support to businesses during the lockdown period where those businesses' turnover has declined by 30 per cent or more as a result of the COVID-19 public health measures.
The level of support will depend on your business’ annual turnover.
The $60 million Business Growth Loan Scheme will provide concessional loan funding to support:
- The State’s businesses to recover, adapt, grow and develop enhanced business models that support employment retention and business growth, and
- New projects that contribute towards employment and growth of the Tasmanian economy.
The minimum loan amount is $20 000 and the maximum loan amount is $3 million.
The scheme opened for applications on Monday 14 September 2020 and will close Wednesday 14 September 2022, or until all funding has been utilised, whichever occurs first.
This program aims to provide eligible small businesses with access to specialist financial services and/or business support to assist in business recovery, transition, growth, or application of other strategies to address the impacts of the COVID-19 pandemic.
Eligible applicants will receive a grant of between $750 and $1 500 to obtain financial or business guidance services from a suitably qualified specialist/consultant to assist small businesses with a variety of services.
Up to $1 million is available under the Regional Hospitality Revival Fund for one-off rebate payments to assist eligible businesses up to a capped amount of $1 500 for costs associated with live performances, event staging, minor works and marketing activities that assist in driving visitation to regional areas.
The Regional Hospitality Revival Fund will open for registration applications at 10:00am on Monday 23 August 2021 and close at 2:00pm on Thursday 2 December 2021 or when funds are fully allocated, whichever occurs first.
COVID-19 FINANCIAL HOTLINE
Hotline available 8:30am - 5:00pm Monday to Friday with email available outside of hours.
All calls FREE for the first 15 minutes & designed to direct to NRA members towards the next basic financial steps for their business.
- Cashflow boosting
- ATO relief
- Government grants
- Stimulus relief
- Personal budgeting
- Insolvency & reconstruction
- Bank relief
- Lending solutions
- Cyber security